If you need a proactive partner to help grow your agricultural business, you’ve come to the right place. First National Bank of Osakis is a leading agricultural advocate in the Osakis Community we serve. Our bankers understand your unique marketplace and can offer individualized solutions to help you plan for the future with confidence... and reap the rewards of your labor! Some producers select "personal" accounts, while others find "business" accounts better suit their needs.
Personal Checking Accounts
Free Checking
- $50.00 minimum opening deposit
- No minimum balances
- No monthly fees!
- Free debit card
- First order of wallet-style checks free!
- Enhance with our Digital Products >>
- Add imaged statements for $3.00 per month (optional)
- Unlimited withdrawals
Interest Checking
- $1,000.00 minimum opening deposit required
- Maintain a minimum $1,000 daily balance to avoid a $9.00 monthly service charge
- Interest-bearing
- Free debit card
- First order of wallet-style checks free!
- Enhance with our Digital Products >>
- Add imaged statements for $3.00 per month (optional)
- Unlimited withdrawals
Investor's Checking
- $5,000.00 minimum opening deposit required
- Maintain a minimum $5,000 daily balance to avoid a $12.00 monthly service charge
- Interest-bearing
- Free debit card
- First order of wallet-style checks free!
- Free imaged statements
- Enhance with our Digital Products >>
- Up to 6 monthly withdrawals ($500 minimum); $10.00 per withdrawal after 6
Business Checking Accounts
Small Business Checking
- $10.00 monthly fee
- 100 transactions free
- $0.25 per item over 100 transactions
- $100.00 minimum opening balance required
- No monthly balance requirements
- Optional $3.00/month for imaged statements
- Unlimited deposits
Business I Checking
- $8.00 monthly fee
- 1% credit against fees
- $0.20 per debit
- $0.50 per credit
- $0.10 per foreign deposit
- $100.00 minimum opening balance required
- No monthly balance requirements
- Optional $3.00/month for imaged statements
- Unlimited deposits
Business III Checking
- $3.00 fee if balance falls below $1,000 any day of the monthly statement cycle ($5.00 fee if below $500)
- Fees
- $0.20 per debit after 10
- $0.50 per credit after 5
- $0.10 per foreign deposit after 20
- $1,000.00 minimum opening balance required
- Minimum $1,000 daily balance requirement
- Optional $3.00/month for imaged statements
- Unlimited deposits
Meet Our Banking Pro!
Cheryl Doocy
Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net
Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl
As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!
"There is more mercy in Christ than sin in us." - Richard Sibbes
*Rates are subject to change at any time.