All businesses need a lender that understands their market area and is responsive to their cash flow needs. Start a meaningful relationship with our team of lenders, who will work hard to help your business succeed.

Small Business Checking
- $10.00 monthly fee
- 100 transactions free
- $0.25 per item over 100 transactions
- $100.00 minimum opening balance required
- No monthly balance requirements
- Optional $3.00/month for imaged statements
- Unlimited deposits

Business I Checking
- $8.00 monthly fee
- 1% credit against fees
- $0.20 per debit
- $0.50 per credit
- $0.10 per foreign deposit
- $100.00 minimum opening balance required
- No monthly balance requirements
- Optional $3.00/month for imaged statements
- Unlimited deposits

Business III Checking
- $3.00 fee if balance falls below $1,000 any day of the monthly statement cycle ($5.00 fee if below $500)
- Fees
- $0.20 per debit after 10
- $0.50 per credit after 5
- $0.10 per foreign deposit after 20
- $1,000.00 minimum opening balance required
- Minimum $1,000 daily balance requirement
- Optional $3.00/month for imaged statements
- Unlimited deposits

Meet Our Banking Pro!
Cheryl Doocy
Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net
Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl
As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!
"There is more mercy in Christ than sin in us." - Richard Sibbes